Monday 19 December 2016

Tempo Money Transfer and Samsara Money Transfer have launched option of account crediting in Nepal

The France and Germany-based international remittances service provider, Tempo Money Transfer, and its partner in Nepal, Samsara Money Transfer, have launched the option of account crediting in Nepal. This is the next stage of collaboration between the two companies that started at the beginning of 2015.
Now clients are able to credit money sent from Tempo’s locations in Europe to recipients’ accounts at Samsara's partner banks in Nepal. Up until now, only the cash pick-up option was available.
Over 1,800 agent locations - finance companies, retailers, corporates and travel agents - operate on the b2b model using Samsara’s system. The network covers all of Nepal's provinces, including small towns and settlements.
The number of Tempo locations where clients can send money from Germany and France is currently over 170.
The president of Tempo France, Mr Jeffrey Phaneuf, said, "The ties between Nepal and the EU are growing ever more. The further development of this project, namely the introduction of account–crediting, will provide new options to send money to Nepal. The client market is very broad, including workers, migrants, students, businessmen, all staying and working in Europe. They expect high quality services and affordable rates. That is our main angle and focus, working with our partners at Samsara.”
The director of marketing and business development for Samsara Money Transfer, Mr Suraj Chetri, said that the broadening of the service spectrum gives yet more impetus to further grow the client portfolio and reach new financial and operational heights.

“We are continuously improving the quality of the services we provide to our clients and are always looking for new options to increase the level of convenience and effectiveness for our clients. Collaboration with Tempo presents a way to step up our activities in a very important segment such as Europe. That is why we are very happy to expand our work with them in implementing new products,” he said.

Thursday 15 December 2016

Tempo Money Transfer has integrated into the Stellar Blockchain

Tempo Money Transfer, has successfully completed integration with the financial platform, Stellar. 
Clients are able to send global remittances from Europe through the Stellar e-wallet, online or by visiting Tempo locations. At launch Tempo is integrated via stellar with Coins.ph which allows clients to send funds to anyone in the Philippines by using their name and mobile phone number. The recipient receives a notification on their mobile phone and a Coins.ph account is created for the recipient automatically. The client can then receive the funds out of their Coins.ph wallet, initiate a bank transfer, request home delivery as well as cash pickup throughout the Phillippines. 

In his comments to the launch of the joint project, the CTO for Stellar, Mr Jed McCaleb said that these partnerships bring the company closer to one of its goals: substantially lowering global remittance costs by improving cross-border payments, making them more efficient.
“This is the start of achieving our mission of enabling a worldwide financial network that anyone can use, ” he said.

Tempo's CTO, in turn, noted “the blockchain technology that backs networks such as Stellar will revolutionize international payments. In particular Stellar solves many of Bitcoin's problems such as Exchanges getting hacked, higher transaction throughput,  anti-terrorist protocol and provides an average of  3 second settlement vs Bitcoins 10 minutes. It also provides a standard api that like email could transform the world,” said Mr Anthony Barker.

“This will allow our clients to send funds faster, more reliably and for less money.”

Recently, the company has actively been working on the introduction of new products and transfer channels, particularly implementing its option to send money online from its website. 

This project will feature a significant geographical spread and wide range of opportunities for customers.  The Paris-headquartered company has been very active in the Philippines in particular.

Tempo Money Transfer’s services are now available in nearly 12,000 locations across the country, the total number of locations in the Asian region having increased to over 22,000.
According to the latest statement, the number of cash agent locations soared to more than 218 in Germany and France.

The company's main focus of activity is sending money from Europe to the rest of the world. The total number of locations where its services are available, increased to reach 195,000 while the number of countries has reached almost 120.

Monday 28 November 2016

Tempo Money Transfers sponsored premier of Bengali film in Paris


On November 17th, the international money transfer system, Tempo Money Transfer sponsored the premier of Bengali film "Aynabaji” in Champs Élysée cinema theater, in Paris. 
With a $67.5 mln. box office,  this film is considered one of the most successful productions in the Bengali film industry.
Mr. Jeffery Phaneuf, president for Tempo Money Transfer and Mr. Sayed Khan, commercial director, South Asia for the company, represented Tempo Money Transfer at the event.
“It is very important that the company does not miss the occasion to participate in such events. They give us the opportunity to become even closer to our customers, understand their cultural needs and the importance of the job we do,” said Mr. Phaneuf.

“Tempo’s team is dedicated to providing excellent customer service, through extensive location coverage, a broad spectrum of options and excellent quality service. Our priorities are European quality and reliability with an accent on low transaction costs for wires. This makes for an effective decrease in the black market and brings transactions into the open, regulated sphere. This benefits the host country's economies and our customers, giving new space for services at affordable rates,” Phaneuf said. 

Monday 14 November 2016

Tempo Money Transfer expects decline in the Russian remittances market to slow down in 2016

One of the largest European remittances markets, Russia, will demonstrate a slowdown in decline in 2016, the experts at Tempo Money Transfer say. However, the segment will still decrease in the current year, the France and Germany–based money transfer provider says. The European licensed remittances provider entered the CIS and Russian market this year through a strategic partnership with Unistream bank.
Due to sanctions and local currency devaluation against the American dollar, the volume of remittances of the CIS top donor country fell from over $20 billion in 2014 to $13 billion in 2015.
“The economy slightly adapted to the negative trends and demonstrated a few positive signs in the current year. However it is way too early to talk about full recovery,” Souren Hayriyan, member of the board of directors of Tempo Money Transfer, said. 
The company expects the decline to slow down and sees the remittances volume at $10 billion in 2016, still a 23 percent decline compared to a year before.
The ruble devaluation is the main reason for this, Tempo says.
Since 2013, when remittances reached its  $27 billion maximum, the market volume decreased by nearly 3 times.
The number of transactions is also expected to decrease, by around 20 percent, Hayriyan of Tempo said. 
Its decline is due to the Russian market now being much less attractive for working migrants after the crisis started. He went on to say that they originate over 80 percent of demand for the money transfers in the former USSR countries.
Another trend is the increase in average number of transactions. In 2015, the Russian government introduced licenses for working migrants, requiring a fixed annual fee for the right to remain in the market, regardless of income. This made life more difficult for low-income migrants. The migrants’ incomes remained the same, which whittled away at remittances of low income workers. It contributed to the decline in transaction numbers, while increasing the average cheque (from $380 in 2015 to $ 420 in 2016). 
Hayriyan said also that competition drastically increased. Some companies have introduced tariff-free remittances, making money on exchange rates only.

Summarizing, he said that it is now very difficult to make any further predictions on what direction the market will go. “In such a situation when the economy goes through what is not the best time in general, the remittances market will generally follow the same path.”

Tuesday 25 October 2016

Tempo Money Transfer and Uttara Bank to increase cooperation after Paris meeting

High profile delegations of the international money transfer operator, Tempo Money Transfer, and one of the leading Bangladesh banks, Uttara, held a meeting at Tempo's headquarters in Paris.
The president of Banque du France-licensed Tempo, Mr Jeffrey Phaneuf, and its commercial representative, Mr Sayed Khan, represented the company at the meeting.
The other party was represented by Mr Maksudul Hasan, deputy managing director, and Mr Khandaker Ali Samnoon, general manager of Uttara Bank.
During the meeting, both parties expressed keen interest to collaborate further in advancing the EU-to-Bangladesh corridors, particularly from France and Germany to Bangladesh.
"We discussed in detail operational items, like enhancing our IT interface to improve and speed up transactions and our ability to quickly confirm payment status, as well as obtaining better exchange rates for our clients," said Mr Phaneuf in his comments about the meeting.
Both parties agreed that the project has proved its importance and potential.
"We agreed to further improve service and ultimately achieve higher wire volumes and revenues."
Mr Maksudul Hasan said that the plans to drastically step up the joint venture have a great chance for success.
“Demand is on the rise in Bangladesh and the number of clients is growing too. In combination with Uttara's strong position in the market, this creates a solid foundation for all business indicators to grow," he said.
Both parties found the meeting instrumental in further developing their business.
Tempo and Uttara started a joint project in June 2015.
The collaboration enables clients to receive money sent from Tempo's locations in France and Germany, and collect cash in Uttara Bank’s branches in Bangladesh. Uttara Bank Limited operates through more than 200 online branches, spread across urban and rural areas, with more potential business locations within Bangladesh.
Tempo has over 160 locations in France and Germany, focusing on outbound transactions. It continues to actively develop its partnership network in Asia.

The total number of locations where services are available increased to 195,000 while the number of countries has almost reached 120.

Friday 14 October 2016

Online money transfer specialist Fonmoney speeds up customer verification with HooYu


Identity confirmation defends money transfer industry from fraudsters with forged passports and fake identities  

London, UK – October 14, 2016 Identity confirmation provider HooYu today announced that their identity confirmation technology is helping online money transfer specialist Fonmoney to fast track its KYC (Know Your Customer) procedures for welcoming and verifying new customers.
Prior to using HooYu, Fonmoney sometimes had to use man-hours to manually review ID documents before transactions could proceed as part of Anti-Money Laundering compliance requirements. This sometimes meant that customer approvals could take two to three hours if the information given was incomplete, meaning that customers who transacted overnight might not be approved until the next working day.

HooYu is now being integrated into the Fonmoney site so that users can now quickly and easily be verified through HooYu’s unique combination of digital footprint analysis, ID document authentication, facial biometrics and identity scoring. Once the customer has passed the automated HooYu ID confirmation, they can send money abroad to friends or family quickly and easily with low fees and great exchange rates. 

The team at Fonmoney was well prepared for the risks of online money transfer and could see that fraudsters were trying to transact with fake passports and stolen payment card details. Fonmoney looked to database-led ID checks to verify their customers, but with ten local language sites already live, they needed a service that would work equally well for customers using Irish, Turkish, Polish, Romanian and French corridors amongst others.

Matthias Wurmböck, Managing Partner at Fonmoney said, “On one hand, using  HooYu means that we are not just ticking compliance boxes and preventing fraud, but more importantly to us, HooYu helps us make the journey for all of our customers more efficient and smooth. They have been a good partner to us in helping to ensure that we are in line with customer identity checking compliance, while localising their platform together to ensure the best possible customer experience as we continue to grow into new markets.” 

David Pope, Marketing Director at HooYu said, “The money transfer industry needs an identity confirmation service to help verify identity where traditional database checks fall short. Our approach of not just checking an ID document, but looking at the wider picture by using digital footprint analysis and facial biometrics in conjunction with ID document authentication helps firms like Fonmoney to build true confidence that their customers are indeed, who they say they are.”     

Veronica Studsgaard, CEO at the International Association of Money Transfer Networks said, “Money remitters are constantly striving to meet the challenges of ever growing remittance volumes and increased regulatory requirements.  KYC technologies like HooYu are helping remitters to verify and welcome new customers, speed up the flow of money and to meet regulatory requirements.”

HooYu was established as a global identity verification platform to help businesses authenticate customer identity. 

The HooYu service is integrated into a merchant’s site and customers are asked to take three simple steps: 

  • Take a selfie
  • Share their online identity such as Facebook or LinkedIn and take a photo of their driving licence, ID card or passport. 
  • HooYu extracts and scores the identity information from the user’s online identity and ID documents, HooYu then authenticates their ID document and completes a biometric facial verification. 




About HooYu 

HooYu is a global identity confirmation service used not only by businesses that need to check their customers are who they say they are, but also by consumers who want to check another person’s identity before they proceed with an important or sensitive transaction.

HooYu's approach is to use universal tokens of identity including social media, digital footprints, identity documents and facial biometrics to confirm identity.

HooYu cross-references and analyses data from a person’s digital footprint to confirm their real-world identity. HooYu also extracts and verifies data from ID documents at the same time as authenticating the ID document and conducting a biometric facial check comparing a selfie of the customer with the facial image on their ID document. 


For further information contact david.pope@hooyu.com 



About Fonmoney

Fonmoney is an FCA regulated money transfer company whose mission is to improve the way migrants send money home. The Fonmoney aim is to simplify remittance, be affordable and speak the migrant’s language. The Fonmoney team is a broad mix of former bankers, mobile developers and scientists representing more than ten nationalities.

Fonmoney offers two different services: sending money home via direct bank deposit or toping up mobile phone. 


For further information contact: matthias@transpaygo.com 

Thursday 13 October 2016

Tempo Money Transfer issued Q3 results. Over 180 locations in Germany and France

International money transfer system, Tempo Money Transfer issued the results for the period July - September of 2016.
The Paris-headquartered remittances provider said in a statement that the number of agent locations soared to more than 180 in Germany and France. 
The company's main focus of activity, is sending money from these two countries to the rest of the world, which makes the indicator very important for its operations, said the president of Tempo, Mr. Jeffrey Phaneuf. 
He went on to say that the total number of locations where services are available, increased to reach 195,000 while the number of countries has almost reached 120.
The spectrum of services includes traditional cash payout, account-crediting, home delivery, cell phone topping up and remote bill payments in various countries.
Mr. Phaneuf said that by the end of Q3, the system has achieved a new operational level. 
Within July-September, the company successfully stepped up its international network, particularly in Africa.
For example, the France and Germany - based remittances provider, which already holds a solid presence in Africa, and has rolled out its pay-out networks in Nigeria, Guinea, Senegal, Gambia, Mauritania, Sierra Leone and Comoros, launched a project in some of the Central African and West Africa nations including – Cameroon, Chad, Democratic Republic of Congo, Central African Republic, Ivory Coast, Congo, Gabon, and Rwanda. The completion of the project provides the customer with more than 400 pay-out locations.
“As a company specialized in outbound transactions from one of the most vibrant EU markets, (France and Germany) , we pay special attention to the developments in Africa and Asia. The demand for services is coming mostly from working migrants. We can clearly see the increasing trend in the number of African and Asian nationals settling in European countries. Hence the demand for low cost and quality services is growing,” Mr. Phaneuf said.
Phaneuf said that in 2016, the company diligently follows its main goals and principles, looking at increasing financial indicators in each project. 

“We continue to place emphasis on low transaction costs. This makes for an effective decrease in the black market and brings money transfers into the open, regulated sphere. This benefits the host country's economy and our customers.”

Wednesday 5 October 2016

Tempo Money Transfer enters Canadian market


The France and Germany - based international remittance provider, Tempo Money Transfer signed an agreement with Miami-headquartered company, CAM Transfer, to commence joint operations in the Canadian market.
The integration project completion will enable clients to send money
from over 180 Tempo locations in Germany and France and collect cash in CAM's agent locations in Canada.
CAM Transfer is in partnership with over 40 agents, according to general manager for the company, Mr. Fred Tony. 
The president for Tempo, Mr. Jeffrey Phaneuf said it is the first project for the company in Northern America.
"We see great potential in this remittances corridor (Germany and France to Canada). This is due to growing economic ties and quite large various ethnic communities, present in all three countries," he said in his comments of the large scale joint venture. He went on to say that according to company estimations, the market volume is currently in the range of $30 - $32 billion, with the potential to grow further.
He said the segment has experienced between 14-15-percent growth
year-on-year. Mr. Phaneuf added that Tempo has been actively carrying out its program of international development.  It's wide range of services, from account crediting to cash pick-up and cell phone topping, is available in over 120 countries, with the number of locations exceeding 195,000.
Mr. Tony is also very positive about the project's prospects.
"We will be able to provide clients with excellent quality of service.
Given the positions of Tempo and CAM in the market and growing demand, we are confident in our opportunities to jointly achieve new operational and financial heights. We believe the collaboration is going to be very fruitful."

Wednesday 21 September 2016

Number of Tempo Money Transfer locations in France and Germany soars above 180

The number of locations of the international Paris-headquartered money transfer operator, Tempo Money Transfer, has exceeded 180 in Germany and France together. The company is specialized in transferring money from these countries to destinations all over the world.
It operates through an agent network and its own dedicated store in Paris. 
"Germany and France are two of the main donor countries in the remittances market. This is due to their excelling economies and vast number of migrants from others countries living and working there," said the president of Tempo,  Mr Jeffrey Phaneuf.
He went on to say that the working migrants' share in the demand for money transfers exceeds 80 percent.
"Given the exceptional role that Germany and France play in the global remittances market, Tempo is diligently working on extending its network in these two countries." 
Mr. Phaneuf added that the company has a very large international payout network.  Tempo recently reported that it has 195,000 partner locations where clients can collect transferred funds. The number of countries where services are available, exceeds 120.
Mr. Phaneuf said that intensive international development makes collaboration with Tempo increasingly attractive for potential partners.
Recently the company concluded 10 large-scale integration projects in Europe and Asia.
The spectrum of services, offered internationally, now includes cash-to-cash transactions, account crediting, remote bill payments and cell phone top-ups.
A project to make remote bill payments has started in the Philippines. Its successful completion now enables clients to settle their utility bills in the Philippines, from Tempo's locations in France and Germany. These include account payments for electricity, water, internet, mobile services, cable TV, insurance and health.
 The Paris-headquartered remittance system has commenced operations in Vietnam and Mongolia. In these two Asian countries, Tempo started its collaboration with one of the CIS-leading remittances providers, Unistream, which has created great potential to build its payout network in the former USSR countries and Eastern Europe.

“We are looking at improving our financial indicators, as well as launching and developing our online presence. We will place an emphasis on low transaction costs. This will cause an effective decrease in black market operations and bring money transfers into the open, regulated sphere. This benefits the host country's economy and our customers,” said the president for the Banque du France-licensed company.

Friday 26 August 2016

Tempo Money Transfer starts operations in Cuba and Haiti, in alliance with 'More Money Transfers'

International remittances provider, Tempo Money Transfer, started its operations in Cuba and Haiti in alliance with 'More Money Transfers'. The Paris- headquartered company and Uruguay-based operator successfully established the joint project and commenced remittances from Tempo's locations in France and Germany with the option to receive funds in More Money's locations in the two Caribbean countries. 
The number of locations exceeds 300 in Cuba and reaches nearly 500 in Haiti.
The service opens the door for account-crediting in Cuba.
Both parties believe that the project has  great potential.
“Just recently Cuba started taking its first steps towards integrating into the global economy, which means more prospect for tourism and, in future, likely more options for Cubans to travel and work in foreign countries,” said the president for Tempo Money Transfer, Mr. Jeffrey Phaneuf. 
He said also that the demand for the services of genuine European standards is on the rise in Haiti, which has traditionally been one of the most lucrative tourist destinations.
The Montevideo - headquartered company said that the joint project in which the two companies successfully commenced, is a significant step forward, even to the regional money transfer market.
“Cooperation between Tempo and us is focused on a very important and promising money transfer corridor. The start manifests its further development throughout all Latin America, where our company has a strong position and where there has been a stable demand for EU-quality services,” the company said. 
Currently, Tempo Money Transfer operates over 70 locations in France and Germany. The EU-licensed remittances provider has been very active on the international money transfer curcuit.
For the past 12 months it has released ambitious projects in Asia, Northern and Equatorial Africa, as well as in Europe.
According to the company’s 2015 results, Tempo Money Transfer operates in over 100 countries and the number of service locations exceeded 180 thousand.

One of the main priorities of the company, is an introduction of low transaction costs, which makes for a decrease in the black market and bringing remittances into regulated view.

YES Bank ties-up with Global IME Bank

YES Bank becomes the first bank in India launching Indo-Nepal remittance for Nepalese residents in India. 
YES Bank, India’s 5th largest private sector bank, today announced the launch of its Indo-Nepal Remittance through its collaboration with 3 Banks in Nepal viz. Global IME Bank, Mega Bank and NMB Bank.
Nepalese migrants can now register for this program with Nepalese ID documents and initiate remittance. They can deposit cash and this money will be remitted to the beneficiary’s bank account or cash will be disbursed though over 3000 agent points and 100+ branches of Global IME Bank, Mega Bank and NMB Bank in Nepal.
There are over 4 million Nepalese citizens in India, remitting an estimated amount of INR 30,000 Crores annually, of which only about 10% go through formal banking channels. 

Wednesday 24 August 2016

Peru remittances

Remittances to Peruvian amounted to US$721 million in 2016's second quarter.
Representing an 8% increase from the same period last year, Peru's Central Reserve Bank (BCR) reported

First position by USA. Remittances from the United States accounted for 26% of the total (between April and June 2016).

Chile held the second position (10%) with a 13% growth, followed by Italy (up by 38%).

Likewise, remittances from expatriates in Japan and Argentina grew by 9% and 25%, respectively. However, Spain-originated flows decreased 2%.

Tuesday 23 August 2016

Tempo starts large project in Central Africa

Tempo Money Transfer, in collaboration with its partner Express Union has begun a large project in Africa, where the France-based company has been carrying out intensive development. 
The focus of the project, is the Central African nations – Cameroon, Chad, DRC , Central African Republic, Ivory Coast, Congo, Gabon, West Africa and Rwanda.
The completion of the project provides the customer with more than 400 pay-out locations, excluding those of EU’s local agents.


Clients are now able to send money from Tempo locations in Germany and France and collect the cash in outlets operated by Express Union and its local agents in the countries mentioned. The new network covers the countries’ big cities and towns, while outlets are safely located in business areas and shopping malls where the businesses successfully operate.
In his comments at the start of the project, president for Tempo, Mr. Jeffrey Phaneuf said that with its over $90-billion money transfer market, Africa features tremendous potential for ambitious players.


Tempo expect a 1.5 percent segment growth in 2016.
The company has rapidly been stepping up its network in the market. It recently rolled out its pay-out network in Nigeria, Guinea, Senegal, Gambia, Mauritania and Sierra Leone.
 The company together with one of Africa's leading financial technology providers, are in the process of launching a large-scale project in Nigeria.
 It enables clients to send money from Tempo's locations in Germany and France, to credit the funds into any bank account or mobile wallet, of a cell operator in Nigeria. 


The Nigerian project is very close to completion. According to Tempo’s estimates, this remittances segment accounted for over $25 billion.
“Development in Africa is one of our top priorities. The key elements of the strategy here are enlarging the size of the pay-out network, as well as widening the product spectrum, this includes not only account crediting, but in the future, bill payments. African countries have rapidly developing infrastructure and intellectual potential for this,” Mr. Phaneuf said.

Alipay and Ingenico

Ingenico, the Paris-based payments software and terminals, has signed a partnership with Alipay. This new agreement will enable many of the estimated 12.5m Chinese tourists visiting Europe to pay for goods and services using the platform.


Sunday 21 August 2016

Bangladesh remittances

Bangladesh received $503.78 million in remittance during the first 12 days of the current month of August.

Bangladesh Bank statistics shows that maximum remittance came through private commercial banks as they received $334.09 million while the nine foreign banks $5.51 million.


From UAE to Egypt

The World Bank has released figures showing that Egypt is the country that receives the highest amount of remittances in the MENA region. In 2015, the country received an estimated $19.7bn in remittances from around the world, of which $1.83bn was received from Egyptians residing in the UAE.

Remittances play an important role in the Egyptian economy, contributing to 6.8% of the country’s GDP in 2014.

Remittances startup Ozaremit

Ozaremit recently secured a six-figure investment from three angel investors focused on the emerging markets. Thibault Launay, Romain Girbal and Célia Grémy are French investors who have an interest in early to mid-stage startups including an African classifieds service called Afrimalin that’s active in 8 Francophone countries.

According to the information shared by the Ozaremit co-founders Ibrahima Soumano and Takwana Tyaranini the three investors have collectively acquired a significant amount of equity in Ozaremit.

This capital will be used for product improvement (there’s work being done on the web interface and a mobile app is also in the pipeline) and some efforts at gaining visibility through an aggressive marketing campaign.

It’s also meant to open up Ozaremit to new services with focus areas set to be mobile money and goods (invoice payment) remittances. This fulfils the initial plans that the Ozaremit co-founders spoke of a few months ago.

Their service started off with one service focused on mobile (ie the airtime remittances) before jumping into the lucrative money transfer track.

The Ozaremit team says it’s confident that with the growth it is registering in users and revenue right now it will be able to secure more capital before the end of 2016. It is eyeing another 6 figure investment through the network of  international business angels that it is working with.

If successful, the team says that its valuation should exceed 2 million euros by the beginning of 2017.

Bitspark and Vitaxel

Bitspark, headquatered in Hong Kong, was founded in April 2014 and specialises in remittances services in the Asia Pacific region. It is also known for introducing the world’s first brick-and-mortar bitcoin remittance vendor in Hong Kong.
Bitspark has signed a Master Agreement with Vitaxel Group to enter the Malaysian market. The partnership will enable customers in Malaysia to access Bitspark’s full services at local money transfer outlets and provide an option for individuals to utilise mobile payments.
The partnership with Vitaxel will allow the startup to add Malaysia and MYR as a supported country and currency. Bitspark currently allows for remittances to the Philippines, Indonesia and Vietnam and has over 100,000 cash pickup locations.
Vitaxel, a market leader in the MLM and e-commerce space, has over 5,000 distributors in 16 countries in Asia. The firm is primarily engaged in the direct selling industry with an emphasis on travel, entertainment and lifestyle products and services.
For Bitspark, Malaysia’s remittance market represents a significant opportunity. In 2014, Malaysia – Indonesia was the largest remittance corridor in Southeast Asia. This is notably due to the high number of Indonesians working abroad in the region in countries such as Malaysia and Singapore.

Thursday 28 July 2016

Tempo Money Transfer issues H1 2016 operational results. Services available in nearly 195,0000 locations in 120 countries



The international France and Germany – based remittances service provider, Tempo Money Transfer issued operational results of its activity for the period of January – June 2016.


In a statement, the Paris-headquartered money transfer company said that the number of service locations has reached 195, 0000 and the number of countries where its services are present, exceeds 120.


The spectrum of services now includes cash-to-cash transactions, account-crediting, remote bill payments, cell phone top ups, available internationally.


In January-June, the company has completed 10 large-scale projects in various world regions including Europe, Asia and Africa.


The Paris-headquartered system started bill payments in the Philippines, and commenced operations in Vietnam and Mongolia.


In these two Asian countries, Tempo started its collaboration with one of the CIS-leading remittances providers, Unistream, which has created great potential to build up its payout network in the former USSSR countries and Eastern Europe.


Currently, the total number of outlets supporting Tempo's pay-out function, exceeds 20,000 in Eastern Europe and CIS.


Within the reporting period, the BdF-licensed company managed to significantly build up its operations in Africa.


Its operations reached the planned indicators in Morocco.


The system started operations in 18 countries in the African continent including Benin, Burkina Faso, Ivory Coast, Niger, Tanzania and Togo.


The number of financial institutions covered included 3 banks in Ivory Coast, 6 in Burkina Faso, as well as 4 banks and the nation-wide post service in Benin.


The number of new locations where clients can collect cash, was almost 600 in these 3 countries alone.


In his comments on the results, the president for Tempo, Mr. Jeffrey Phaneuf said that the 1st half of the year was marked by intensive development, regarding new partnership commencement.


He also said that during this period Tempo has covered all necessary bases to launch its unique and state-of-the -art online option, which is expected to be available shortly.


“As a company specialized in outbound transactions from one of the most vibrant EU markets, (France and Germany), we pay special attention to the developments across the World. But at the same time we do understand that the future belongs to online transfers. The demand for these kind of services is coming from all categories of client." Mr. Phaneuf said.


Tempo’s president mentioned also that the company managed to widen its product line. A project to make remote bill payments, took flight in the Philippines.


Its successful completion enables clients to settle their utility bills in the Philippines, from its locations in France and Germany. The spectrum of which, includes electricity, water, internet, mobile services, cable TV, insurance and health.


Mr. Phaneuf said that in 2016, the company will follow its main goals and principles.


“We are looking at increasing our financial indicators, as well as launching and developing the online option . We will make accent on low transaction costs. This makes for an effective decrease in the black market and brings money transfers into the open, regulated sphere. This benefits the host country's economy and our customers,” said the president for the Banque du France -licensed company.

Friday 15 July 2016

Tempo Money Transfer and Unistream build on collaborative venture. More countries covered


International money transfer system, Tempo Money Transfer and one of the CIS –leading remittances provider, Unistream, have successfully completed the next stage of joint project.
Clients can now send money from Tempo’s locations in Germany and France and collect cash in Unistream’s pay-out locations, in Albania, Belarus, Bulgaria, Georgia, Kyrgyzstan, Moldova, Romania and Tajikistan, as well as Turkey and Uzbekistan.
The completion of this stage of collaboration has led to an increase of 11,000 pay-out locations, for Tempo, in Europe.
Paris-headquartered, Tempo and CIS-based remittances operator, Unistream, started cooperation this year. The first stage of the project opened opportunities for clients to transfer money from Germany and France to Mongolia, Vietnam and some CIS countries. The total number of payout locations soared by almost 12, 000. "The focus of Tempo Money Transfer's activity lays in Europe, particularly in France and Germany. In this regard, we offer affordable tariffs and  EU-standard services," said president for the Paris-headquartered company, Mr. Jeffrey Phaneuf.
He also noted that the market of outbound transfers in France and Germany has a unique position in Europe, while the corridor (France – CIS) is one with great potential, this is due to a large number of migrants from former Soviet Union countries, living and working in France and Germany.
Mr. Phaneuf also said the high levels of quality and reliable services, Tempo provides, are confirmed by the license issued by the Bank of France (Banque de France).
He pointed out that Tempo plans to further increase the number of its locations in Germany and France. He also mentioned intensive development, that Tempo is carrying out in the European continent and globally.
The number of locations in Europe where clients can send money exceeds 70, while the total number of locations where Tempo services are available is over 190,000 in more than 100 countries

Thursday 2 June 2016

IAMTN is calling on all key players of the Remittance Industry to join our pledge to endorse “The International Day of Family Remittances”



Over 250 million migrant workers live outside the country they call home. A significant majority of them send money home, typically US$200 or US$300 several times a year. 

Remittances represent more than three times Official Development Assistance and often surpass foreign direct investment. 

Remittances are crucial for families and often represent more than 50 per cent of family income. These funds allow families to address their basics needs such as food, housing, health and education but also help them to raise their living standards above subsistence levels. 

Remittances can also be a powerful engine for development, in particular in rural areas where 40 per cent of the flows go. 

Remittances are also crucial in fragile states or disaster-affected regions. They are often the only income families have, and thus can play a role in the reconstruction and stabilisation of those states.

The International Day of Family Remittances is an opportunity to highlight the immense potential of remittances for development.


The International Day of Family Remittances was unanimously proclaimed by all 176 IFAD Member States during its Governing Council in February 2015, and will be submitted to the United Nations General Assembly for formal endorsement in 2016.

If you want to join this worldwide initiative from IAMTN and it’s members please confirm by filling in the form bellow or e-mail us at iamtn@iamtn.org and we will include your company name on the pledge.


Tempo Money Transfer strengthens its positions in Africa

International remittances provider, Tempo Money Transfer, has significantly strengthened its position in Africa. The Paris-headquartered company successfully completed an integration project, with Senegal-based plateform, Wari.

The completion of the joint project enables clients to send funds from Tempo’s locations in France and Germany and receive it in financial institution branches, in 18 African countries including Benin, Burkina Faso, Ivory Coast, Niger, Tanzania and Togo.

The number of financial institutions covered includes 3 banks in Ivory Coast, 6 in Burkina Faso, as well as 4 banks and the nation-wide post service in Benin.

The number of new locations where clients can collect cash, is almost 600 in these 3 countries alone.
In Germany and France, the European-licensed company operates over 100 agent locations.

It is yet another large-scale Tempo project, in Africa. In August last year, the France and Germany – based operator started operations in Guinea, Senegal, Gambia, Nigeria, Mauritania and Sierra Leone.
The number of locations where Tempo services became available, exceeded 1000 in Senegal, with the country’s 45 cities and towns covered.

In Guinea, the number of locations is now over 500, in 33 provinces. 50 locations are available in Nigeria, 20 in Gambia and 3 in the capital of Sierra Leone.

At the beginning of 2015, Tempo completed a large-scale project in Morocco to start pay-out services in 2,600 locations.

In his comments on the high volume of business developments in Africa, the president for Tempo Money Transfer, Mr. Jeffrey Phaneuf said that the economies of many African countries, vitally depend on remittances.

“The population in the vast number of countries [in the continent] depends on the money, their loved ones send from Europe, particularly from Germany and France. This makes the development of money transfer corridors in Africa, a very important task and gives it a significant social role,” he said.

Tempo has diligently been working on their services, to facilitate financial inclusion for people with lower income, he said.

“One of our main priorities is providing European quality and reliability, with an accent on affordable transaction costs. This makes for effective decrease in the black market, bringing the transactions into the open, regulated sphere. This benefits the host country's economies and our customers, as well.”
One of the most ambitious money transfer market players in the EU field, Tempo Money Transfer operates in over 120 countries worldwide. Its services are available in over 190 000 locations, offering its clients services of genuine European standards.

Besides money transfers, the product spectrum includes remote top up of mobile phones globally and bill payment.


Tempo France has registered its trademark with OHMI, and is a member for the IAMTN.

Ria Money Transfer Continues to Expand Global Network – Serves Customers through more than 310,000 Locations in 150 Countries

Buena Park, CA, May 31, 2016 -- Ria Money Transfer (“Ria”), the third largest money transfer company in the world and subsidiary of Euronet Worldwide Inc. (NASDAQ: EEFT), continues its global network expansion and now serves customers through more than 310,000 locations in 150 countries – affirming its position as one of the fastest growing global money transfer providers.

“A record number of customers and business partners are now choosing and benefiting from
Ria’s fast, secure and affordable money transfer services,” said Juan Bianchi, Ria’s CEO &
President, following the Company’s milestone achievement. “Ria has been experiencing remarkable network expansion in recent years, and this steady growth has resulted in increased remittance volumes for our partners, while enabling us to better serve our customers.”

Since being acquired by Euronet in 2007, Ria has grown its money transfer network more than seven-fold. This is the combined result of the global staff’s ability and commitment to develop and maintain strong partnerships with their customers and business partners, as well as the capability to make opportunistic acquisitions which have expanded the Company’s presence in new and existing markets.

“In addition to cash-based transfers, Euronet’s Money Transfer Segment has significantly expanded its digital presence through the launch of riamoneytransfer.com and the May 2014 acquisition of HiFX,” explained Bianchi. “This new digital channel makes money remittance and foreign payments convenient and affordable for more customers that either need to transfer money to family and friends, or make international payments.”

“I am proud of the global staff for achieving this great milestone, but it doesn’t stop here. We will continue to offer our customers and partners the service they have come to expect and rely on, while expanding our portfolio to offer a wider range of integrated financial solutions that meet their evolving needs,” affirmed Bianchi.

For more information visit www.riamoneytransfer.com or www.riafinancial.com.


About Ria

Ria, a subsidiary of Euronet Worldwide, Inc. (NASDAQ: EEFT), is a global leader in money remittances. Ria offers fast, secure, affordable money transfers through a network of approximately 310,000 global agents spanning 150 countries and online at www.riamoneytransfer.com. The company is steadfast in its commitment to its customers and remains ingrained within the communities in which they live.

Monday 23 May 2016

Tempo Money Transfer strengthens its position in Eastern Europe.

Operations in three countries started


International France and Germany - based remittances provider, Tempo Money Transfer has started operation in three East European countries - Ukraine, Czech Republic and Slovakia.
The new development is part of collaboration with one of the regional market leaders, Unistream.
The project's completion enables clients to send money from Tempo's agent locations in Germany and France and receive funds at service points where Unistream pay-outs are available in Czech Republic, Slovak Republic and Ukraine.
Tempo operates with over 150 authorized agent locations in Germany and France, as well as a dedicated retail store in central Paris.
The numbers of Unistream locations where Tempo money transfers has become available are 40, 6 and 8,600 respectively.
Just recently the Paris-headquartered company and Unistream successfully completed the first step of the joint project, launching remittances from France and Germany to Mongolia and Vietnam (500 and 1000 payout locations in each country, respectively).
The companies plan to expand joint activity into yet another 10 countries.
"Eastern Europe is a very important segment of the global remittances market.  We are particularly excited to offer payment services to the Ukraine,  as this country is one of the major recipients, (remittances wise)  in the European money transfer arena.  It's GDP is vitally dependent on money transfers, hence the demand for the services is soaring," said the president for Tempo, Mr. Jeffrey Phaneuf.
He said also that the company has been very active in its development in Europe.
"So far we have completed integration projects in Moldova, Russia, Romania and Armenia. We are planning to cover more and more countries - and not only within the framework of the Unistream project."
The BdF-licensed company has been actively building up its international network
outside of Europe as well.
“We are looking at increasing our financial indicators in each project. We concentrate on reducing transaction costs for our valued clients. This makes for an effective decrease in the black market and brings money transfers into the open, regulated sphere. This benefits  the host country's economy and our customers,” said Mr.Phaneuf.

Thursday 5 May 2016

Tempo Money Transfer and Metrobank launch remittance services to China



The Paris-headquartered international remittances service provider, Tempo Money Transfer and

Philippines-based Metrobank, have successfully completed a large-scale project in the People's

Republic of China.

It has enabled clients to send money from Europe and notably France and Germany, to

beneficiary accounts in 42 Chinese banks, including the Top Four - BOC, ICBC, CCB, ABC.

Thus, the joint Tempo - MB service, covers a comprehensive bank network of over 20,000

branches across China.

The main clients of the service are Chinese nationals, presently residing in France and Germany,

said president for Tempo Money Transfer, Mr. Jeffrey Phaneuf.

“We are talking about over 700 000 people in France and more than 100 000 in Germany,” he

said, adding that the Tempo – MB project, has a great meaning to China’s growing remittances

market.

“We expect the remittances corridor of China to grow further in 2016. Clients need quality

services more and more, and we, as a fast developing service provider, are doing our best to be

ready for the growing demand of genuine EU-standard money transfers.”

In Germany and France, the company operates over 100 authorized agent locations. Last year,

Tempo Money Transfer launched its first dedicated, operational retail store in central Paris.

One of the main goals is to lower transaction fees, to bring more people and funds into the

regulated market, Mr. Phaneuf stressed.

The company has enjoyed intensive progress in the Asian region of the world.

Cooperation between Tempo and the Manila-headquartered company, started in 2015. They

commenced money transfers from the France-based company locations, to beneficiaries in the

Philippines, through branches of Metrobank. The alliance made it possible to give clients yet

another option in accessing money transfer services, with EU- standards and quality. Metrobank

has been in the financial institution industry for over 52 years and has more than 900 branches,

throughout the Philippines.

Currently, Tempo’s services are available in over 50,000 locations in Asia.

“The new service between Tempo Money Transfer and Metrobank, is a successful continuation

of the strategic alliance between the two financial institutions, which now expands outside of the

Philippines and holds a strong position among the banks of the region,” said Mr. Phaneuf.

Monday 25 April 2016

Tempo Money Transfer enters Russian market


Following the strategy of rapid development in the Eastern European arena, the international money transfer operator, Tempo Money Transfer, entered the Russian  market. The event is part of a large-scale project with one of the CIS-leading remittances providers, Unistream.
Commencement of the project enables clients to send money from one of Tempo's locations in France and Germany and collect the funds in a Unistream outlet throughout the Russian Federation.
The Moscow-headquartered company operates over 13,000 locations where payout options are available, across Russia.
The joint enterprise [in Russia] is the next step towards a large geographical development, which the two companies have started and will continue.
Just recently the France and Germany- based company and Unistream successfully completed the first step of the joint project, launching remittances from France and Germany to Mongolia and Vietnam (500 and 1000 payout locations in each country, respectively).
Banque du France - licensed, Tempo Money Transfer has a solid location coverage in Germany and France and runs a dedicated remittances store in Paris.
Tempo's president Mr. Jeffrey Phaneuf said that the company sees the collaboration with Unistream's, as an important step forward in business development internationally, and activity in the Russian segment plays a very special role in it.
"Russia has been tremendously active in the remittances segment, posing great prospects. The targeted audience are Russian nationals living and working in Germany and France, and sending money back home to their friends and families. That is why we expect the demand for the product to soar."
Mr. Phaneuf went on to say that given the special role Unistream plays in the Russian segment, the project is going to be beneficial both to the clients and the providers.
"The clients will have a unique opportunity to obtain access to the services of a genuine EU-standard quality, large coverage and lucrative tariffs."
The Paris-headquartered money transfer company has recently been very active in its international projects.

Tempo reported recently that the number of its locations has reached 190,000 and the number of countries where its services are present, currently exceeds 120.

Monday 11 April 2016

Tempo Money Transfer issued Q1 2016 operational results. Services available in 190,000 locations in 120 countries


The international France and Germany – based remittances service provider issued

operational results of its activity in January – March of 2016.

The Paris-headquartered money transfer company said in a statement that the

number of service locations has reached 190,000 and the number of countries

where its services are present, exceeds 120.

In his comments to the results, the president for Tempo, Mr. Jeffrey Phaneuf said

that the 1st quarter of the year was marked by intensive development as far as the

new partnership commencement is concerned and reaching planned operation

levels in projects already existing.

Thus in Morocco, where the company started its activity a year ago, the number of

locations reached 2600.

Within the period, Tempo built up its activity in Africa where services are due to

start in nearly 20 new countries including Uganda, Rwanda, Togo, Mali, Benin,

Burkina Faso and Niger.

“As a company specialized in outbound transactions from one of the most vibrant

EU markets, (France and Germany) , we pay special attention to the developments

in Africa and Asia. The demand for services is coming mostly from working

migrants. We can clearly see the increasing trend in the number of African and

Asian nationals settling in European countries. Hence the demand for low cost and

quality services is growing,” Mr. Phaneuf said.

Tempo’s president mentioned also that the company managed to widen its product

line. A project to make remote bill payments took flight in the Philippines in

January – March.

Its successful completion enables clients to settle their utility bills in the

Philippines, from its locations in France and Germany. The spectrum of which,

includes electricity, water, internet, mobile services, cable TV, insurance and

health.

Mr. Phaneuf said that in 2016, the company will follow its main goals and

principles.

“We are looking at increasing our financial indicators in each project. We will

make accent on low transaction costs. This makes for an effective decrease in the

black market and brings money transfers into the open, regulated sphere. This

benefits the host country's economy and our customers,” said the president for the

Banque du France -licensed company.

**

Wednesday 30 March 2016

Tempo Money Transfer strengthens its position in Asia. Operations commence in Vietnam and Mongolia



The France and Germany based remittances service provider Tempo Money Transfer has started its operations in two Asian countries, Mongolia and Vietnam.

The Paris-headquartered company has completed the collaboration with CIS –leading money transfer system, Unistream.

Commencement of the joint project enables clients to send funds from Tempo’s locations in Germany and France and collect the cash in one of Unistream’s locations in Vietnam and Mongolia.
Thus, Tempo's services are now available in all 9 economic regions of Vietnam and 22 provinces in Mongolia.

Unistream operates over 1000 locations in Vietnam and more than 500 locations in Mongolia.
The services of the Paris-headquartered company are available in over 70 agent locations in France and Germany. A specialized remittances store is also operational in Paris' business district.
The main clients of the new service are Vietnamese and Mongolian nationals, presently residing in France and Germany, said president for Tempo Money Transfer, Mr. Jeffrey Phaneuf.

“For the past few years we have noticed quite a significant growth in the number of working migrants from Asia, particularly from Vietnam, who reside in France and Germany. This stimulates the demand for remittances services of genuine European quality,” he said.

The company has emitted intensive progress into the Asian region, where Tempo Money Transfer currently operates over 50,000 locations.

“The new project between Tempo Money Transfer and Unistream, is a successful continuation of the strategic plan to strengthen our positions in Asia, providing people with affordable, high quality services. This makes for an effective decrease in the black market and brings transactions into the open, regulated sphere. This benefits the host country's economy and our customers.”
Mr. Phaneuf also recently stated that new projects have been launched in China, India, Bangladesh, Nepal and Pakistan.

He pointed out that in 2016, the company will continue its rapid momentum of international development.

Tuesday 15 March 2016

Terra and LexisNexis Risk Solutions team-up to risk-proof international transactions


– World’s leading mobile payments company chooses LexisNexis® Risk Solutions to augment 
counter-measures  against anti-money laundering and keep payments safe and secure

– Facilitates proactive prevention of financial crime by monitoring transactions for risk in real-
time 

– Lowered risk exposure and compliance costs assist remittance service providers to securely 
expand reach among previously underserved financial segments


ATLANTA and AMSTERDAM (March 15, 2016) --  Terra, a mobile-first international payment 
network, incubated by Mahindra Comviva, announced today a strategic collaboration with 
LexisNexis® Risk Solutions, a global big data, technology and analytics company, to protect its 
network against financial crime and facilitate secure growth of mobile-powered cross-border 
transactions.
The globalization of financial markets and the growing move to digitize remittances have made it 
easy to move funds to any corner of the world. With an increase in the volume of activity, there is a 
heightened need to safeguard money transfer networks from potential money laundering and to 
strengthen compliance.  
In the wake of intensifying regulatory requirements and strict compliance controls, combating 
money laundering and fraud represent a major challenge for international money transfers. Globally, 
service providers continue to grapple with mounting complexity and costs of compliance -- 
resources, time and money -- which, in turn, raises barriers to entry for new players and impacts 
growth of existing players. According to industry estimates risk management and other costs tied to 
AML compliance have risen more than 50 percent year-on-year.
Terra interconnects mobile wallet service providers, banks and remittance companies to build a 
global network to serve remittance-dependent households in regions with low banking penetration, 
primarily Asia, Africa and Latin America. The ability to implement effective measures to protect 
service integrity whilst balancing escalating compliance cost pressures is crucial to attract partners, 
achieve rapid scale and drive adoption of formal remittance products.
International money transfer networks inherently span multiple jurisdictions and variations in 
Customer Due Diligence and Know-Your-Customer processes across countries make services 
susceptible to misuse. Working with LexisNexis® Risk Solutions provides a robust, first-line of 
defense to secure transactions processed over the Terra network. LexisNexis Risk Solutions deploys 
state-of-the-art intelligence tools to provide an end-to-end customer screening service that detects 
and assesses the compliance and business risks of customers behind a transaction, as well as 
monitors counter-parties for risk profile changes. 

LexisNexis Risk Solutions delivers actionable information on potentially risky transactions to enable 
informed authorization decisioning in real-time. For example, Terra can proactively block suspicious 
transactions based on the originator or the beneficiary’s risk score. By conducting payer and payee 
risk assessments on a global scale, participants on the Terra network derive the maximum leverage 
of knowledge from different law enforcement and supervisory authorities, which strengthens 
domestic monitoring and compliance to build a secure transaction environment.
Commenting on the alliance, Ambar Sur, Founder and CEO, Terra said: “Working with LexisNexis Risk Solutions, a market leader in risk management and compliance services, helps us to conduct 
business globally with confidence. Terra derives economic value from the power of establishing 
global connections between multiple service providers. The ability to maintain the highest level of 
security and deliver a trusted transaction environment is our priority number one. Terra with 
LexisNexis Risk Solutions strengthens risk governance by providing an enhanced layer of protection 
against potential misuse, and empowers all scheme participants to meet regulatory requirements 
whilst minimizing time, resource and operational costs.” 
 “We’re honoured to be selected by Terra as its compliance risk management solutions provider,” 
said Thomas C. Brown, Senior Vice President, U.S. Commercial Markets and Global Market 
Development, LexisNexis® Risk Solutions. “When working with companies like Terra our goal is to 
collaborate to ensure that their risk management processes operate as efficiently as possible. One 
way we do that is by creating highly-effective screening procedures that lower operational costs 
through false-positive reduction. By way of our WorldCompliance™ solution Terra, and companies 
like Terra, have access to global, timely risk coverage.”  
LexisNexis® Risk Solutions and Terra are focusing collective efforts on combating fraud and providing participants on the Terra network with a secure business environment. A shared resource across 
multiple partners encourages consistency and ongoing improvements in the execution and oversight 
of core compliance functions.  The significant agreement helps LexisNexis® Risk Solutions, a 
company with a rich history steeped in big data technology and entity screening, to expand its 
presence in mobile payments. 
With its deep industry knowledge, data, analytics and high-performance technology, LexisNexis Risk Solutions will provide an uninterrupted customer experience for Terra partners. Transactions are 
screened against sanction sources using a real- time API, which provides a resilient, low-latency 
capability for processing high volumes of traffic reliably.  

 

     

About Terra 

Terra, a mobile-first international payment network, has been founded with the vision to send 
money to any mobile.
Terra interconnects financial services providers -- mobile wallet service providers, money transfer 
operators, banks and payment platforms – to create a “one network” for secure and seamless 
transnational movement of funds. The network facilitates a broad transaction set including 
interpersonal transfers, e-payments and government disbursements. 
Terra is platform agnostic and supports standard open APIs for integration with any mobile wallet 
provider. Through a single connection, partners gain access to a global payment network enabling 
rapid services up-scaling whilst minimizing Opex and Capex investments. As a fully regulated 
financial intermediary services network, Terra offers services beyond principal core transaction, 
routing and processing functions and assumes end-to-end responsibility for, regulatory compliance 
foreign exchange management and funds settlement.



About LexisNexis® Risk Solutions

LexisNexis® Risk Solutions is a leader in providing essential information that helps customers across industries and government predict, assess and manage risk. Combining cutting-edge technology, 
unique data and advanced analytics, LexisNexis Risk Solutions provides products and services that 
address evolving client needs in the risk sector while upholding the highest standards of security and 
privacy. LexisNexis® Risk Solutions is part of RELX Group plc, a world-leading provider of information solutions for professional customers across industries. 



Media Contacts

Terra Contact

Sundeep Mehta

Global PR Manager

Contact: +91 124 481 9000

E-mail: contactus@terrapay.com

 LexisNexis® Risk Solutions Contact

Jean Creech Avent

Director, Media and Analyst Relations

Contact: +770-807-4816

E-mail: jean.creech@lexisnexis.com